
Imagine finding the top credit card for rewards with just one swipe. The HSBC Premier Credit Card is a top choice in Australia, offering luxury and usefulness. It’s great for earning rewards fast and has top-notch travel protection.
But does it live up to its promise of special perks and great rewards? Let’s explore the HSBC credit card benefits and premier card features. They might just unlock your financial potential.
The HSBC Premier Credit Card is made for those who want more from their transactions and rewards. To get this card, you must be over 18 and an Australian citizen or resident. You also need to earn at least AUD 75,000 a year.
You’ll need to show your ID and proof of where you live and how much you earn. This could be your driver’s licence or passport, along with other documents.
This card comes with lots of benefits. You need to have at least AUD 150,000 in HSBC accounts to get the best perks. You also need to put at least AUD 9,000 into an HSBC account each month.
There’s a chance to earn 2% cashback on purchases under $100 with contactless payments. If you deposit AUD 2,000 or more monthly, you get this benefit. You can also hold up to 10 currencies in your Everyday Global Account, getting real-time exchange rates.
HSBC Premier customers earn 1.5 points for every AUD 1 spent on eligible purchases. There’s a yearly cap of $120,000. You can choose from Classic Rewards Plus or HSBC Qantas Rewards, depending on your card.
There’s also free insurance for travel in Australia and overseas. You get access to airport lounges and mobile payment options, making travel easier.
To get the most out of your HSBC Premier Credit Card, you need a smart spending plan. It’s important to know the benefits of your card. By making smart purchases, you can earn lots of rewards points.
In the first year, you can earn 1.5 Qantas Points for every $1 spent on eligible purchases, up to $120,000. After that, you’ll earn 1 Qantas Point per $1 spent. This means you can keep earning points over time. Spending on gas, groceries, and travel can earn you up to 3x points.
Spending $25,000 a year across these categories can earn you 34,700 reward points. You can use these points for cash back or to book travel with HSBC Travel. This can increase the value of your points to $433.75.
Getting elite status in the Star Alliance Rewards program can also boost your rewards. You can reach Gold Status with AUD60,000 in annual spending. This unlocks more benefits. Silver Status requires AUD30,000. Comparing credit cards online can help you see if HSBC’s offers are right for you.
Category | Annual Spend (AUD) | Points Earned |
---|---|---|
Gas | 1,000 | 3,000 |
Groceries | 1,700 | 5,100 |
Travel | 4,300 | 8,600 |
Everything Else | 18,000 | 18,000 |
Total | 25,000 | 34,700 |
The HSBC Premier Credit Card is a top pick for those looking for the best rewards in Australia. It offers generous rewards points and luxury benefits. Cardholders can earn points through HSBC Rewards Plus and HSBC Qantas Rewards, making every dollar count.
The card has no annual fees, letting users focus on earning more. It also comes with travel insurance and airport lounge access. These perks make it a great choice among HSBC credit card offers.
To apply, you need to meet certain income requirements. This ensures the benefits go to those who qualify. The HSBC Premier Credit Card is perfect for those who want convenience, luxury, and rewards. It’s a smart choice for anyone looking to get the most from their spending.
The HSBC Premier Credit Card lets you earn rewards points fast. It also comes with travel insurance and more. It’s a top choice for rewards in Australia.
To get the HSBC Premier Credit Card, you need to be over 18 and meet income requirements. You must also show your ID and proof of income and residency.
You can use your points for travel, shopping, and more. By spending a lot, you can get better rewards and benefits.
The HSBC Premier Credit Card is great for rewards and travel benefits. When comparing, look at rewards, fees, and features to see if it’s right for you.
The Star Alliance Rewards program has Gold and Silver statuses. Gold needs AUD60,000 spending, and Silver needs AUD30,000. These statuses give you more rewards and benefits.