Citi Rewards Card: Earn Points Easily
Ever thought about how much more you could get from your spending with the right credit card? The Citi Rewards Card is here to change the game. It lets you earn points on everyday buys.
Just apply for this top rewards card and get 100,000 Citi reward Points after spending $5,000 in three months. It’s packed with great features and a strong rewards program. This means you can turn those points into amazing experiences or save on daily expenses.
The Citi Rewards Card offers a flexible rewards program for everyday spending. It lets users earn Citi Rewards points on every purchase. These points can be used in many ways, like transferring to airlines or getting shopping vouchers and cashback.
This card is special because it gives 4 miles per dollar on most online buys. You can even get this reward for offline buys with the Amaze feature. This means you can enjoy your rewards without being tied to one airline.
The card has a main annual fee of S$196.20 and S$98.10 for extra cards. New users get a great welcome offer of 40,000 bonus Citi ThankYou points. This is worth 16,000 miles if you spend S$800 on eligible purchases in the first two months. It’s a great start for those new to travel rewards cards.
It’s perfect for both frequent travellers and those who spend a lot every day. The card connects to many airlines and offers flexible options. This makes it ideal for those who want to earn points without limits.
| Feature | Details |
|---|---|
| Annual Fee | S$196.20 (Principal), S$98.10 (Supplementary) |
| Welcome Offer | 40,000 Bonus Citi ThankYou Points for S$800 spend in 2 months |
| Earning Rate (Online) | 4 miles per dollar (mpd) |
| Earning Rate (Offline) | 4 mpd via Amaze feature |
| Transfer Partners | 11 airlines and hotels |
| Flexible Redemption Options | Shopping vouchers, cashback, airline partners |
The Citi Rewards Card is great for those who want to earn more rewards. You get 1 Citi Rewards Point for every AUD 1 spent on eligible purchases. There’s a limit of AUD 10,000 per statement period for spending in Australia. But, there’s no limit for spending abroad, which is perfect for those who travel a lot.
Spending money overseas costs 3.4% extra, and this doesn’t earn points. Yet, the card still offers great benefits like Purchase Protection and Mobile Phone Insurance. These extras make the Citi Rewards Card a good choice.
Use the reward points calculator to figure out how much value your points have. It helps you see how points can be used in different ways. You can swap points for gift cards, like:
| Gift Card Value | Points Required |
|---|---|
| AUD 50 | 10,500 |
| AUD 100 | 20,900 |
| AUD 200 | 41,700 |
Points can also get you amazing travel rewards. For example, using points for Business Class flights can be worth over 1.8 cents per point. This makes the card even more valuable for frequent flyers.
Using mobile wallets like Apple Pay, Google Pay, and Samsung Pay makes transactions easy. These features help you earn and use points efficiently, making the card even more appealing.
Cardholders of the Citi Rewards Card have many ways to use their points. They can turn points into frequent flyer miles. For example, they can swap points for Velocity Frequent Flyer at 2.5:1 or Singapore Airlines KrisFlyer at 3:1. This makes it easy for those who travel a lot to get the most out of their points.
There are also other ways to use points, like shopping vouchers and cashback. The ‘Pay with Points’ feature helps pay for some purchases. But, you might need at least 2,000 points for some rewards. Gift cards usually give a better deal, about 0.4 cents per point, compared to travel.
Using your points is easy and straightforward. A rewards points calculator helps you decide how to use your points wisely. Here’s a table showing some key ways to use Citi rewards points:
| Redemption Option | Points Required | Value Per Point |
|---|---|---|
| Travel Redemption (Velocity Frequent Flyer) | 2.5:1 | Varies |
| Travel Redemption (Singapore Airlines KrisFlyer) | 3:1 | Varies |
| Gift Cards | 10,500 points | $50 |
| Cashback via Pay with Points | 2,500 points | $10 |
| Flybuys Points Transfer | 1.33:1 | Varies |
This wide range of options means cardholders can get the most value from their points. It depends on what they like and how they spend their money.
The Citi Rewards Card is a top pick for those wanting to get the most from their spending. It offers 100,000 Citi reward Points after spending $5,000 in the first three months. This makes it a standout among the best rewards credit cards in Australia.
Users earn 1 point per $1 spent in Australia and get unlimited points abroad. This means you can earn a lot of rewards from your daily purchases.
The card also has more than just points. You can use your points for travel, cashback, and more. Plus, there are special deals like 10% off on Luxury Escapes and cashback on subscriptions.
It also comes with extra insurance, like Purchase Protection Insurance. This makes it a great choice for anyone looking to improve their financial portfolio.
In short, the Citi Rewards Card is great for those who want a credit card that rewards spending. It has features like Apple Pay and competitive annual fees. Its wide range of benefits makes it a top choice in Australia.
