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Ever thought about saving more on your spending without losing out on credit card perks? The ING Orange One Low Rate Credit Card offers just that. It’s a simple, effective credit option that gives you financial freedom without high interest rates or annual fees.
In a market full of complex rewards and hidden fees, this card shines. It lets you manage your money easily and efficiently. Explore the credit card world that puts your financial health first. Find out how this card could be the answer you’ve been searching for.
The ING Orange One Low Rate Credit Card is a great choice for managing your spending. It has a low interest rate of 11.99% per year. This makes it perfect for those who want to avoid high interest charges.
It also comes with a $0 annual fee. This means you can save money while still enjoying the benefits of a credit card.
With this card, you can pay off your balance in instalments at a lower interest rate of 9.99% per year. The credit limit ranges from $1,000 to $5,999. If you qualify for $6,000, you get upgraded to the Orange One Platinum card with limits up to $30,000.
Remember, there’s a $30 late payment fee. But, eligible customers get a 100% rebate on ATM fees at home and abroad. This makes the card great for travel, though non-eligible customers might pay a $5 fee for international ATM withdrawals.
For those looking at low-rate credit cards, the ING Orange One is a top choice. It’s important to compare features and fees to find the best fit for your financial needs.
| Feature | Details |
|---|---|
| Purchase Interest Rate | 11.99% p.a. |
| Instalment Interest Rate | 9.99% p.a. |
| Annual Fee | $0 |
| Minimum Credit Limit | $1,000 |
| Maximum Credit Limit | $5,999 (up to $30,000 for Platinum) |
| Late Payment Fee | $30 |
| International Transaction Fee | 3% |
| ATM Fee Rebate (Eligible Customers) | 100% rebate on local and foreign ATM fees |
The ING Orange One Low Rate Credit Card offers many benefits. It has a no annual fee, saving you money compared to other cards. It’s great for those who carry a balance, with an interest rate of 9.99% p.a. on balance transfers.
It also has a standard purchase rate of 12.99% p.a. variable. You get up to 45 days interest-free. This helps you manage your spending better. You can also use instalment plans for big purchases, helping with your budget.
Here’s a quick look at what the ING Orange One Low Rate Credit Card offers:
| Feature | Details |
|---|---|
| Annual Fee | $0 or $149 (based on card type) |
| Interest Rate on Purchases | 12.99% p.a. variable |
| Interest-Free Period | Up to 45 days |
| Late Payment Fee | $30 |
| Over Limit Fee | $30 |
| Cash Advance Fee | Greater of $3 or 3% of cash advance |
| International Transaction Fee | 3% of transaction amount |
| Australian ATM Fee Rebate | 100% rebate on ATM fees (subject to criteria) |
The ING Orange One Low Rate Credit Card is a top choice. It’s affordable and practical, helping you control your finances better.
Getting the ING Orange One Low Rate Credit Card is easy and fast. You need to earn at least $36,000 a year. Then, you can apply online on ING’s website.
You’ll need to give personal and work details, and talk about your money situation. This helps ING decide if you’re right for the card. After applying, you’ll hear back quickly, so you know your credit status fast.
Applying for the ING Orange One Low Rate Credit Card is simple. It’s great for managing your money well. With low fees and good rates, it’s a top choice for many.
| Feature | Details |
|---|---|
| Annual Fee | Ranges from $55 to $108 |
| Purchase Rate | 9.9% p.a. |
| Balance Transfer Offer | 0% interest for 24 to 26 months with balance transfer fees of 1% to 3% |
| Cashback Offer | Up to $250 for spending $1,500 in the first 3 months |
| Foreign Transaction Fees | 0% for eligible customers |
The ING Orange One Low Rate Credit Card is great for Australians wanting to spend wisely. It has a low ongoing interest rate of 11.99% p.a. and no annual fee for the main cardholder. This makes it perfect for avoiding high charges.
It also comes with an interest-free period of up to 45 days. This lets cardholders manage their payments without worrying about interest right away.
This credit card is flexible, too. It has an instalment repayment option for big purchases over $250 at 9.99% p.a. This is a smart choice for big buys without high fees. Plus, it offers 1% cashback on eligible spending, up to $30 a month. This means cardholders can earn back some of what they spend.
In a crowded market, the ING Orange One Low Rate Credit Card shines. It’s all about being affordable and useful. It’s a great pick for managing money well and enjoying card benefits. When looking at credit cards, the Orange One is definitely worth considering.
